Finance · 07/30/2025

Axos Financial reported strong growth in fiscal year 2025, with a significant increase in loans that led to a 6% rise in earnings per share. The company continues to expand its products and services, enhancing its customer base, and integrating fintech solutions to boost its competitiveness.

Taxation · 12/04/2024

This article explores the pros and cons of adding an Accessory Dwelling Unit (ADU) in the United States. Building an ADU can generate rental income and increase property value, but also comes with higher taxes, increased maintenance costs, and potential buyer acceptance issues. Thorough market research, understanding local regulations, and self-assessment are crucial before making a decision. Weighing these factors carefully will help determine if an ADU is the right investment for your property and financial goals.

Culture · 08/14/2025

This article examines the issues of depression that immigrants may face when adapting to a new life. It analyzes the manifestations of depression, unique psychological challenges, and provides avenues for seeking help. It emphasizes that depression is not a weakness but a treatable medical condition, calling for more attention to mental health.

Culture · 08/14/2025

As the capital of Colorado, Denver is an ideal choice for international students, thanks to its unique cultural atmosphere and abundant educational resources. The high-altitude natural environment and diverse social experiences provide students with endless opportunities for exploration and personal growth.

Loans · 07/24/2025

This article outlines the detailed process for international students to obtain a car loan in the U.S., covering types of loans, necessary document preparation, selection of lending institutions, and important considerations for purchasing a vehicle. It aims to help international students achieve their dream of owning a car smoothly.

Finance · 07/23/2025

Home equity is a crucial concept in real estate investment, calculated by subtracting outstanding loans from market value. Increasing home equity can be achieved through property appreciation, making larger down payments, timely repayments, and home improvements. Understanding and calculating home equity helps homeowners leverage their assets for greater financial returns.

Loans · 07/23/2025

A repayment calculator is an effective tool for borrowers to understand and manage their debt. It not only provides detailed analysis of monthly repayments but also helps users with more precise budget planning and loan cost assessment, offering strong support for borrowers when choosing new loans or managing existing ones.

Education · 01/25/2025

North America Education Express reveals the impact of trademark disputes, art school application key points, political turmoil, and economic pressure on studying abroad. Baylor University sued Boston University for trademark infringement. Portfolios are crucial for art school applications. The Trump administration demanded a settlement payment from UCLA. Stanford University laid off staff due to budget deficits. Studying abroad requires careful planning and attention to potential risks. These factors highlight the importance of considering various elements beyond academics when pursuing education abroad, especially in the context of evolving political and economic landscapes.

Education · 07/21/2025

Community colleges in the United States offer international students affordable two-year higher education with low tuition fees, simple admission requirements, and flexible application timelines, making them a popular choice for future studies abroad. Through transfer agreements with prestigious universities and high-quality small class instruction, these institutions help students successfully earn higher degrees and embark on broader academic journeys.

Loans · 07/22/2025

This article analyzes various commercial loan options and their significance in corporate financing, including applications in real estate, energy, and manufacturing sectors. It highlights key services such as project financing loans, cross-border financing, and microenterprise financing, demonstrating how these financing solutions support business growth and international development while meeting diverse market demands.

Loans · 07/23/2025

This article comprehensively analyzes the process, interest rates, loan amounts, down payments, early repayments, and important considerations for car loans in the United States in 2025. It provides detailed guidance and practical advice for readers looking to finance their car purchase, assisting them in making more effective purchasing decisions and executing their plans.

Education · 07/23/2025

In Massachusetts, with private school tuition reaching up to $80,000, how families alleviate economic pressure becomes crucial. The article analyzes three primary sources of funding: family contributions, student loans, and financial aid, and offers practical advice to help families better plan their education budgets, thereby establishing a solid foundation for their children's futures.

Finance · 07/25/2025

This article provides a comprehensive guide on credit cards and loans for immigrants, covering secured credit cards, prepaid cards, debit cards, and various loan types with their advantages and disadvantages. It also offers effective tips on managing payday loan risks, helping new immigrants build financial management skills and improve their credit history.

Transportation · 07/17/2025

This guide offers practical car buying advice for newcomers in the U.S., including how to secure loans, choose vehicle types, and understand the pros and cons of new versus used cars, as well as insurance and registration requirements. Making informed car purchasing decisions enhances convenience in daily life while ensuring safety and compliance post-purchase.

Finance · 08/06/2025

This article analyzes six levels of retirement family wealth, ranging from financial vulnerability to the top 1%, highlighting that 1.26 million yuan is the key figure for a comfortable living. The wealth disparity among the different levels helps individuals understand and plan for their financial future.